Standardize merchant KYB, automate checks, and route exceptions without slowing activation. Stay audit-ready as merchant risk changes over time.
Start with vertical-based requirements and gather registry, website, and payout details in one flow.
Score risk signals and apply limits, reserves, or reviews automatically based on your rules.
Approve low-risk merchants quickly, escalate edge cases, and re-check when risk signals change.
Payment providers face recurring KYB friction points. Detelio detects these early and automatically.
Identify verticals and structures statistically associated with elevated dispute ratios.
Detect industries with regulatory sensitivity, enhanced due diligence requirements, or cross-border exposure.
Flag mismatches between declared activity and transaction behavior before settlement scale increases.
Identify layered shareholding, offshore entities, or nominee directors requiring enhanced review.
Detect links to restricted jurisdictions or sanctioned individuals across ownership chains.
Highlight altered filings, inconsistent registration data, or suspicious documentation patterns.
Faster onboarding, lower manual effort, and audit-ready evidence with a risk-based workflow
What most PSPs and payfacs verify before activation and settlement
* Use this as a starting point. Requirements vary by jurisdiction and risk profile.
Real questions from compliance teams evaluating Detelio. If something's missing, ask us in the demo — we'd rather over-share.
Payment providers must evaluate merchant risk exposure, chargeback likelihood, and payout structure in addition to verifying legal entity ownership. KYB in payments often requires enhanced due diligence for high-risk verticals and cross-border settlement flows.
Common triggers include high-risk MCC codes, complex ownership structures, offshore shareholders, sanctions exposure, and inconsistent documentation.
Yes. Detelio integrates registry data, sanctions screening, and risk scoring across jurisdictions, supporting global merchant onboarding programs.
Yes. Continuous monitoring flags ownership changes, sanctions updates, or risk exposure shifts that may affect settlement risk.
Yes. The platform supports acquirers, PSPs, and PayFac models with configurable onboarding workflows and risk scoring logic.
Automate payments KYB and route high-risk merchants without slowing activation
